Insurance and certificate requirements
External groups must carry insurance covering themselves and all event participants. Along with the Certificate of Insurance (COI), the University requires an endorsement letter naming Mount Saint Mary’s University as additional insured. The certificate is due no less than 60 business days before the event, and the requirement cannot be waived.
- Commercial General Liability — $3,000,000 annual aggregate; $1,000,000 products/completed operations; $1,000,000 per occurrence; $1,000,000 personal injury and advertising; $5,000 medical expense
- Automobile — $1,000,000 bodily injury and property damage, combined single limit
- Liquor liability (if alcohol is served) — $2,000,000 aggregate; $1,000,000 per occurrence. A caterer or vendor supplying alcohol must carry its own liquor liability coverage, and a valid liquor license if alcohol is sold
- Workers compensation, where applicable — statutory coverage plus employer’s liability
- Events including minors — sexual abuse and molestation coverage, minimum $1,000,000 per occurrence, plus the University’s minor policy, waivers, chaperone ratios and background-check requirements
Event insurance can be purchased online through TULIP, the University’s referred program. Select California, then Mount Saint Mary’s University as the institution, to get a quote in a few minutes.
Get a quote through TULIP

